Calculators

Retirement Calculator

Estimate your future nest egg, model withdrawals, and see how long your funds last. Adjust for growth, inflation, and expenses. Built by Tolyo.

CalculatorsPopular

Inputs

Currency

Current age

Retirement age

Life expectancy

Monthly savings

Annual return (%)

Inflation (%)

Monthly expense at retirement

Show schedule

Toggle yearly breakdown

Results

Nest egg at 60

₨45,586,506.48

Funds last until

85+ (not exhausted)

Final balance

₨395,773,864.38

Yearly Schedule

Year	Start Balance	Withdrawals	End Balance
61	₨45,586,506.48	₨600,000.00	₨49,545,157.13
62	₨49,545,157.13	₨636,000.00	₨53,863,672.84
63	₨53,863,672.84	₨674,160.00	₨58,575,880.13
64	₨58,575,880.13	₨714,609.60	₨63,718,858.54
65	₨63,718,858.54	₨757,486.18	₨69,333,258.22
66	₨69,333,258.22	₨802,935.35	₨75,463,648.70
67	₨75,463,648.70	₨851,111.47	₨82,158,902.10
68	₨82,158,902.10	₨902,178.16	₨89,472,614.15
69	₨89,472,614.15	₨956,308.84	₨97,463,566.72
70	₨97,463,566.72	₨1,013,687.38	₨106,196,236.02
71	₨106,196,236.02	₨1,074,508.62	₨115,741,351.00
72	₨115,741,351.00	₨1,138,979.14	₨126,176,506.97
73	₨126,176,506.97	₨1,207,317.88	₨137,586,839.78
74	₨137,586,839.78	₨1,279,756.96	₨150,065,766.81
75	₨150,065,766.81	₨1,356,542.37	₨163,715,801.11
76	₨163,715,801.11	₨1,437,934.92	₨178,649,446.31
77	₨178,649,446.31	₨1,524,211.01	₨194,990,179.93
78	₨194,990,179.93	₨1,615,663.67	₨212,873,534.25
79	₨212,873,534.25	₨1,712,603.49	₨232,448,284.18
80	₨232,448,284.18	₨1,815,359.70	₨253,877,752.90
81	₨253,877,752.90	₨1,924,281.28	₨277,341,246.91
82	₨277,341,246.91	₨2,039,738.16	₨303,035,633.44
83	₨303,035,633.44	₨2,162,122.45	₨331,177,074.33
84	₨331,177,074.33	₨2,291,849.80	₨362,002,931.97
85	₨362,002,931.97	₨2,429,360.78	₨395,773,864.38

Notes

Pre-retirement: monthly savings grow with compounding until retirement age.
Post-retirement: monthly withdrawals reduce corpus; growth and inflation adjust balances and expenses.
Longevity estimate: shows how many years funds may last at chosen withdrawal rate.