Calculators
CD Calculator
Certificate of deposit returns with compounding. Enter APY or a nominal rate with compounding frequency; choose reinvested interest or monthly payout. Built by Tolyo.app.
E.g. $, €, ₨
Off = interest paid out monthly.
Turn off for a minimal view.
Maturity value (principal + interest)
₨583,200.00
Total interest (over term)
₨83,200.00
Compounded monthly
Effective monthly rate
0.643%
Derived from APY
Avg. annualized yield
8.32%
Interest ÷ (P × years)
| Year | Start Balance | Interest (year end) | End Balance |
|---|---|---|---|
| 1 | ₨536,547.84 | ₨3,452.16 | ₨540,000.00 |
| 2 | ₨579,471.66 | ₨3,728.34 | ₨583,200.00 |
Notes
- APY mode: uses the effective rate directly. Partial years are prorated.
- Nominal mode: converts nominal rate and compounding frequency to an effective APY, then to a monthly rate.
- “Monthly payout” keeps principal flat and pays interest out each month.
Part of
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